Analyzing the alignment of financial inclusion efforts in rural india with the united nations' sustainable development goals: A focus on agricultural population and below-poverty-line households

Thiruma Valavan A *

Training Department, Indian Institute of Banking & Finance, Mumbai, India.
 
Research Article
International Journal of Life Science Research Archive, 2023, 05(02), 058–071.
Article DOI: 10.53771/ijlsra.2023.5.2.0090
Publication history: 
Received on 09 October 2023; revised on 18 November 2023; accepted on 20 November 2023
 
Abstract: 
This research paper delves into the alignment of financial inclusion efforts in rural India with the United Nations' Sustainable Development Goals (SDGs), with a particular focus on the agricultural population and financially weaker households living below the poverty line. The study assesses the impact of financial inclusion initiatives on improving the socio-economic conditions of these marginalized groups, as well as the extent to which India's efforts contribute to achieving the SDGs. An important initiative, in Financial Inclusion is JAM. JAM (short for Jan Dhan-Aadhaar-Mobile) trinity refers to the government of India initiative to link Jan Dhan accounts, mobile numbers and Aadhaar cards of Indians to plug the leakages of government subsidies.
 
Keywords: 
Financial Inclusion; Sustainable Development Goals; Rural India; Agricultural Population; Below Poverty Line; Poverty Reduction; Jan Dhan Yojana; SDG Alignment
 
Full text article in PDF: